Certified Wealth Management Advisors

Wealth Management

Certified Wealth Management Advisors

At Stone Financial we understand that financial stability means something different to everyone. For some it is a comfortable lifestyle, for some it is planning for a happy retirement, for some it may be providing for children’s and grandchildren’s education. Whatever that goal is for you, we can work together to construct a roadmap to help get you there.

Whether you are nearing retirement or just beginning your career, Stone Financial will work with you to help grow and protect your assets. Through your work, you have built a future for yourself and your family — let the experienced team at Stone Financial help you protect it.

Retirement and Financial Planning

Wherever you are on your path to success, Stone Financial is here to help you stay on track. Our experienced team of financial advisors and certified public accountants understand that when you protect your finances you are also protecting your family and your future. Let us work with you to achieve a life-long plan for financial security.

Investment and Portfolio Management

Our experienced and passionate team is strives to create diversified, balanced portfolios that will withstand the ups and downs of the market. Reach out to our team and explore options for your current portfolio, because the decisions you make today can last a lifetime.

Annuities and Insurance Planning

With the right tools and the right plan, you can reach financial independence and peace of mind for yourself and your family. Annuities provide a structured return on your principal investment, and may be transferable to beneficiaries. Life and disability insurance are also important pieces that provide security and stability for the investor and their loved ones, regardless of what the future holds.

Estate Planning

Professional and financial success can lead to prosperity and security for you and your loved ones. Ensuring that prosperity is protected requires careful planning, and Stone Financial is here to help. When you are ready to begin planning for your legacy and your estate, our team is here to deliver the expertise you need.

Small Business Benefit and Retirement Plans

Small business owners know that one of the biggest challenges they face is attracting and retaining quality employees. One of the most effective ways to do that is by offering employee benefit and retirement plans. Let Stone Financial work with you to develop and implement the plan that works best for your company.

Investment Management

The advisors at Stone Financial are investment experts, skilled in discerning the best strategy for you and your unique goals. In your initial consultation, we establish your objectives and go in depth to uncover your specific needs and desires for your future. Our advisors specialize in:

Individual Equities
Bonds
Mutual Funds
Exchange Traded Funds
Fixed/Indexed

By working with Stone Financial to help you manage your wealth, you can have peace of mind knowing that your financial plan is being handled by professionals.

Retirement Planning

It's never too late to plant the seed for the growth and development of your future. We will make sure that you are investing in assets that are within your risk framework and that they are well diversified. Solutions include:

Traditional IRA
Roth IRA
Roth Conversions
Retirement Income Planning
Tax Analysis

Estate Planning

Proper Estate Planning allows for the smoothest transition of your assets to your loved ones. Stone Financial provides assistance in your Estate Planning by:

Trust Investment Management
Utilizing our own network of Estate Planning attorneys or working closely with your attorney
Estate Tax Planning
Making sure beneficiaries are not surprised by heavy tax bills

Risk Management

Part of your overall financial health is addressing Risk Management and making sure you’re prepared for the changes that come in life. Our advisors will manage all areas of protecting your wealth, including evaluating your insurance coverage. Some of the services we provide are:

Life Insurance
Long Term Care Insurance

Business Solutions

Business Protection and Succession Planning

Your role in your business will evolve over the years. Our professionals help you create succession plans for your business so that you not only succeed in your goals today, but build a future for you and your business that will impact your family and strengthen your community for years to come. Solutions include:

Buy/Sell Agreement
Equity Purchase Agreement
Deferred Compensation Plan

Business Retirement Planning

How can you ensure you’re attracting the highest quality employees and minimizing turnover? Your benefits package should include 401ks for your team if you expect to be a competitive employer in your industry. Stone Financial can help by providing one or more of the following:

401k plans
Individual 401ks
Simple IRAs
SEP IRAs