Wealth Management 


Stone Financial - Wealth Management

At Stone Financial we understand that financial stability means something different to everyone.  For some it is a comfortable lifestyle, for some it is planning for a happy retirement, for some it may be providing for children’s and grandchildren’s education.  Whatever that goal is for you, we can work together to construct a roadmap to help get you there.

Whether you are nearing retirement or just beginning your career, Stone Financial will work with you to help grow and protect your assets. Through your work, you have built a future for yourself and your family — let the experienced team at Stone Financial help you protect it. 


Retirement and Financial Planning • Investment and Portfolio Management • Annuities and Insurance Planning •
Estate Planning • Small Business Benefit and Retirement Plans


Our Process

01

Discovery.

During our initial appointment, you can expect us to learn everything we can about your goals and what is important to you, your current financial situation, your experience with investing, and risk tolerance. This allows us to fully evaluate your current situation.
02

Presentation.

Next, we clarify your goals and present tools and strategies to work toward them. We then identify and define the next steps to get started.
03

Implementation.

We gather necessary information for investment and/or insurance applications and set a timeline for implementation.
04

Review.

By maintaining regular contact with you, we can ensure that your strategy is progressing properly. Semi-annual reviews will ensure that we are on the same page. We will review performance, outlook, and goals and make adjustments to our approach as needed. As a client, you also have tax professionals at your disposal to prepare your taxes and ensure your investments are made with tax efficiency in mind.

Investment Management

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The advisors at Stone Financial are investment experts, skilled in discerning the best strategy for you and your unique goals. In your initial consultation, we establish your objectives and go in depth to uncover your specific needs and desires for your future. Our advisors specialize in:

  • Individual Equities
  • Bonds
  • Mutual Funds
  • Exchange Traded Funds
  • Fixed/Indexed

By working with Stone Financial to help you manage your wealth, you can have peace of mind knowing that your financial plan is being handled by professionals.

Retirement Planning

It's never too late to plant the seed for the growth and development of your future. We will make sure that you are investing in assets that are within your risk framework and that they are well diversified. Solutions include:

  • Traditional IRA
  • Roth IRA
  • Roth Conversions
  • Retirement Income Planning
  • Tax Analysis
Wealth Management - Retirement

Estate Planning

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Proper Estate Planning allows for the smoothest transition of your assets to your loved ones. Stone Financial provides assistance in your Estate Planning by:

  • Trust Investment Management
  • Utilizing our own network of Estate Planning attorneys or working closely with your attorney
  • Estate Tax Planning
  • Making sure beneficiaries are not surprised by heavy tax bills

Risk Management

Part of your overall financial health is addressing Risk Management and making sure you’re prepared for the changes that come in life.  Our advisors will manage all areas of protecting your wealth, including evaluating your insurance coverage. Some of the services we provide are:

  • Life Insurance
  • Long Term Care Insurance
Wealth Management - Retirement

Business Solutions

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Business Protection and Succession Planning

Your role in your business will evolve over the years. Our professionals help you create succession plans for your business so that you not only succeed in your goals today, but build a future for you and your business that will impact your family and strengthen your community for years to come. Solutions include:

  • Buy/Sell Agreement
  • Equity Purchase Agreement
  • Deferred Compensation Plan

Business Retirement Planning

How can you ensure you’re attracting the highest quality employees and minimizing turnover? Your benefits package should include 401ks for your team if you expect to be a competitive employer in your industry. Stone Financial can help by providing one or more of the following:

  • 401k plans
  • Individual 401ks
  • Simple IRAs
  • SEP IRAs